Terms and Conditions

Effective Date: October 1, 2026
Last Updated: October 1, 2026

These Terms and Conditions (“Terms”) govern your access to and use of coloradofirehousebuyer.com (the “Website”) and services offered through the Website by Colorado Fire House Buyer (“Colorado Fire House Buyer,” “we,” “us,” or “our”).

Please read these Terms carefully.

By accessing the Website, submitting information concerning a property, requesting a cash offer, or otherwise using the Website, you agree to these Terms and acknowledge our Privacy Policy.

If you do not agree with these Terms, do not use the Website.

1. Purpose of the Website

The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:

Fire-damaged properties;
Smoke-damaged properties;
Water-damaged properties;
Distressed properties;
Vacant properties;
Inherited properties;
Properties facing foreclosure;
Properties requiring substantial repairs; and
Other residential or investment properties.

Depending on the property and circumstances, we may:

Evaluate the property ourselves;
Purchase or seek to purchase the property;
Facilitate a potential cash offer;
Match the seller with a local cash buyer;
Route the opportunity to an affiliated or independent investor;
Connect the seller with another prospective purchaser; or
Determine that neither we nor another prospective buyer is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Colorado Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, and lead-generation marketplace.

Depending on a particular property, we may act as:

A prospective purchaser;
A real estate investor;
A property-acquisition business;
A marketing or lead-generation platform;
A service connecting homeowners with prospective buyers;
An affiliate or business partner of another investor; or
A combination of these roles.

Unless expressly established in a separate written agreement, we do not act as your:

Real estate broker;
Seller’s real estate agent;
Attorney;
Accountant;
Financial adviser;
Tax adviser;
Insurance adviser;
Public adjuster;
Contractor;
Engineer;
Fiduciary; or
Other professional adviser.

3. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell your property.

A Website form is an inquiry and not a purchase agreement.

You may reject a proposed offer unless you have entered into a legally enforceable written agreement providing otherwise.

4. No Obligation to Purchase

Submitting property information does not require Colorado Fire House Buyer or any:

Affiliate;
Investor;
Cash buyer;
Acquisition partner;
Wholesaler;
Property-acquisition company; or
Other prospective purchaser

to make an offer, purchase the property, continue negotiations, or complete a transaction.

5. Eligibility and Authority

By using the Website or submitting information concerning a property, you represent that:

You are at least 18 years old;
You have legal capacity to enter contracts;
Information you provide is materially accurate to the best of your knowledge;
You own the property, have an ownership interest, or are authorized to communicate concerning it; and
Your use of the Website complies with applicable law.

If multiple persons own a property, submission by one owner does not necessarily establish authority to bind the remaining owners.

6. Information About Your Property

We may request information concerning:

Property address;
Property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Your desired sale timeline;
When you acquired the property;
Your reason for considering a sale;
Occupancy;
Repairs;
Permits;
Insurance claims;
Ownership;
Liens;
Taxes; and
Other matters relevant to a potential transaction.

You agree not to knowingly provide materially false, fraudulent, misleading, or unauthorized information.

7. Property Research

When you submit a property, you authorize us and parties evaluating the opportunity to research the property using lawful sources.

Research may include:

County assessor records;
County clerk and recorder records;
Property tax records;
Recorded deeds;
Ownership records;
Mortgages;
Liens;
Court records where legally available;
Probate records;
Foreclosure information;
Building permits;
Zoning information;
Property sales history;
Comparable sales;
Estimated property values;
Property characteristics;
Mapping information;
Commercial property databases; and
Other publicly or commercially available information.

8. Matching With Local Cash Buyers

The Website facilitates connections between homeowners and prospective cash buyers.

After reviewing information about your property, we may connect you with an affiliated or independent:

Local cash buyer;
Real estate investor;
Property-acquisition company;
Wholesaler;
Investment group;
Redevelopment company;
Contractor;
Acquisition partner; or
Other prospective purchaser.

A prospective buyer may independently:

Research your property;
Contact you;
Evaluate property condition;
Estimate repairs;
Conduct due diligence;
Determine an offer price; and
Negotiate a potential transaction.

Independent buyers are responsible for their own:

Offers;
Representations;
Due diligence;
Contracts;
Financing;
Privacy practices;
Compliance obligations; and
Performance.

Unless otherwise agreed in writing, we do not guarantee the performance of an independent third-party buyer.

9. Preliminary Offers

Any:

Cash offer;
Preliminary offer;
Estimated offer;
Price range;
Property valuation;
Repair estimate; or
Similar indication of potential transaction value

is non-binding unless expressly made binding through a legally enforceable written agreement.

A preliminary offer may be changed or withdrawn before execution of a binding contract.

10. Offer Calculations

The Website may describe an offer formula substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

This formula is illustrative.

Actual buyers may consider different assumptions, factors, percentages, or valuation methods.

Potential factors may include:

After-repair value;
Current property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical damage;
Property location;
Comparable property sales;
Estimated renovation costs;
Demolition costs;
Environmental or remediation expenses;
Insurance conditions;
Property taxes;
Utilities;
Title expenses;
Closing expenses;
Holding costs;
Market conditions;
Buyer demand;
Investment risk;
Desired investment return;
Liens;
Occupancy; and
Information discovered during due diligence.

No particular formula or offer amount is guaranteed.

11. Binding Real Estate Transactions

A binding property transaction arises only when the applicable parties execute legally enforceable written transaction documents.

A transaction may be subject to:

Verification of ownership;
Title review;
Due diligence;
Property access;
Inspection;
Confirmation of property condition;
Resolution of liens or encumbrances;
Closing requirements;
Required legal disclosures;
Proof of authority to sell;
Municipal requirements; and
Other conditions identified in the applicable agreement.

12. As-Is Property Sales

The Website advertises potential purchases of properties in their current or “as-is” condition.

An as-is transaction may permit a seller to complete a transaction without performing repairs requested by a particular buyer.

However, an as-is provision does not automatically eliminate legal duties concerning:

Fraud;
Misrepresentation;
Concealment;
Required disclosures;
Known adverse material facts;
Title;
Contractual representations; or
Other obligations imposed by applicable law.

The applicable purchase agreement and governing law determine the legal effect of an as-is provision.

13. Fire Damage and Other Material Property Conditions

Fire-damaged properties may involve significant issues including:

Structural damage;
Smoke contamination;
Water damage from firefighting activities;
Mold;
Electrical damage;
Plumbing damage;
HVAC damage;
Roof damage;
Foundation damage;
Hazardous materials;
Permit issues;
Insurance claims;
Prior repair work; and
Unresolved building-code issues.

Sellers should not intentionally conceal known material property conditions.

Nothing on the Website should be interpreted as authorizing concealment, fraud, or misrepresentation regarding a property’s condition.

14. Colorado Seller Disclosure Matters

Colorado real estate transactions may involve disclosure of known adverse material facts and use of seller property-disclosure documents depending on the property, transaction, parties, and applicable law.

The Colorado Real Estate Commission’s residential seller disclosure form addresses categories including property condition, investigations, insurance claims, and other known adverse material facts.

A sale being structured as a cash transaction or as-is transaction does not by itself authorize a seller to conceal a known material defect.

You are responsible for obtaining appropriate legal or professional advice concerning disclosure requirements applicable to your transaction.

Nothing on this Website constitutes individualized legal advice concerning seller disclosure obligations.

15. Property Inspections and Due Diligence

The Website may advertise:

“No inspection”;
“No formal inspections”;
As-is purchases; or
Similar streamlined acquisition procedures.

Such statements describe purchasing practices that may be available from a particular buyer.

They do not prevent a buyer from conducting legally permitted due diligence or require a buyer to waive inspection rights.

The actual inspection and due-diligence rights of the parties will be governed by the applicable written purchase agreement and Colorado law.

16. Fast Closing and Similar Advertising Statements

The Website may advertise:

Cash offers within 24 hours;
Closings in approximately 7 days;
Closings in approximately 10 days;
Closings within 7–14 days;
Flexible closing dates;
No repairs;
No real estate-agent commissions;
No seller fees;
Buyer-paid closing costs;
No financing contingency;
No appraisal contingency; or
Similar streamlined transaction features.

These statements describe potential transaction structures.

They are not guarantees that every property or seller will receive identical timing or terms.

Actual transaction timing and terms may depend on:

Property condition;
Ownership;
Title;
Liens;
Buyer availability;
Property access;
Due diligence;
Required disclosures;
Closing-provider requirements;
Legal requirements; and
Other circumstances.

17. Closing Costs, Fees, and Commissions

Where a prospective buyer agrees to:

Pay particular closing costs;
Purchase without a real estate broker;
Charge no seller commission; or
Charge no particular seller fee,

the specific obligations of the parties will be determined by the written transaction documents.

Website statements such as “no fees,” “no commissions,” or “we pay closing costs” do not override the terms of an executed agreement.

18. Properties in Foreclosure

The Website may be used by homeowners facing foreclosure or other financial distress.

Colorado has special laws governing certain transactions involving residences in foreclosure, including the Colorado Foreclosure Protection Act.

Depending on the circumstances, persons acquiring a residence in foreclosure may be subject to additional requirements concerning:

Written contracts;
Required notices;
Contract contents;
Cancellation rights;
Timing of transfers;
Disclosures;
Representations; and
Other homeowner protections.

Nothing in these Website Terms modifies, waives, or limits rights provided under applicable foreclosure-protection laws.

Where a transaction is subject to special foreclosure laws, the parties must comply with those laws regardless of anything stated on the Website.

19. No Foreclosure, Legal, or Financial Advice

Information on the Website concerning foreclosure, liens, taxes, insurance, probate, inheritance, or other legal and financial matters is general information only.

We do not represent that selling a property to us or another cash buyer is the best or only method of addressing foreclosure or financial distress.

You may wish to consult:

A Colorado attorney;
Your lender or loan servicer;
A HUD-approved housing counselor;
A tax professional; or
Another qualified adviser

before entering a transaction.

20. Insurance Claims and Proceeds

Fire-damaged properties may involve pending or completed insurance claims.

We do not act as your insurance company, insurance agent, public adjuster, or insurance attorney unless expressly stated otherwise in a separate written agreement.

You are responsible for understanding:

Your insurance policy;
Claim obligations;
Insurance proceeds;
Mortgage-holder rights;
Repair requirements;
Assignment provisions; and
Tax consequences.

Information provided on the Website about insurance matters is general and does not constitute insurance or legal advice.

21. Telephone Communications

By providing your telephone number and requesting information or an offer, you authorize us to respond to your inquiry through the contact information provided.

Calls may concern:

Your property;
Your requested cash offer;
Scheduling;
Property research;
Buyer matching;
Follow-up;
Potential transactions; and
Related services.

Where legally required, additional consent will be obtained before using regulated automated dialing, prerecorded voice, artificial voice, or marketing technologies.

22. Recording of Telephone Communications

We or service providers acting on our behalf may record telephone calls for legitimate business purposes.

Colorado law generally permits recording with the consent of at least one principal party to the communication.

Because calls may involve persons located outside Colorado, we will comply with additional consent or notice requirements where another applicable law imposes stricter requirements.

23. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Your inquiry;
Your property;
Scheduling;
Your requested cash offer;
Buyer matching;
Follow-up; and
Related services.

Where required by applicable law, additional consent will be obtained for automated or marketing text communications.

Consent to marketing text messages is not a condition of receiving a cash offer or selling a property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

You may request that applicable text communications stop by replying STOP.

24. Email Communications

By providing an email address, you authorize us to use that address to respond to your inquiry and communicate concerning:

Your property;
Potential buyers;
Potential offers;
Scheduling;
Follow-up;
Services; and
Potential transactions.

Marketing emails may be sent where permitted by applicable law.

Applicable promotional emails will provide an unsubscribe mechanism.

25. Electronic Communications

By interacting with us electronically, you consent to receiving electronic communications where permitted by law.

Electronic communications may include:

Emails;
Text messages;
Website notices;
Electronic documents; and
Other digital communications.

26. Privacy

Our processing of personal information is described in our Privacy Policy.

The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.

27. Independent Decision-Making

Selling real estate can have significant:

Financial;
Legal;
Tax;
Insurance; and
Personal consequences.

You are responsible for determining whether a proposed transaction is appropriate for you.

You may obtain independent advice from:

A Colorado real estate attorney;
A licensed real estate professional;
A tax adviser;
An accountant;
An insurance professional;
A contractor;
A structural engineer;
An appraiser; or
Another qualified adviser.

28. No Professional Advice

Nothing on the Website constitutes individualized:

Legal advice;
Tax advice;
Financial advice;
Accounting advice;
Insurance advice;
Construction advice;
Engineering advice;
Appraisal advice; or
Professional advice concerning the value of your particular property.

29. No Brokerage, Agency, or Fiduciary Relationship

Unless separately agreed in writing, use of the Website does not create:

A real estate brokerage relationship;
Seller representation;
An agency relationship;
A fiduciary relationship;
A partnership;
A joint venture;
An employment relationship; or
Another professional advisory relationship.

30. Acceptable Use

You may not:

Use the Website for an unlawful purpose;
Submit fraudulent leads;
Knowingly submit materially false information;
Impersonate another person;
Submit property information without authorization;
Attempt unauthorized access to Website systems;
Introduce viruses or malicious code;
Circumvent Website security;
Interfere with Website operation;
Overload Website systems;
Use automated technologies to abuse Website forms;
Scrape or systematically extract Website information without authorization; or
Use the Website to violate another person’s rights.

31. Intellectual Property

Unless otherwise stated, the Website and its original content, including:

Text;
Graphics;
Logos;
Photographs;
Videos;
Designs;
Software;
Layout;
Branding; and
Other materials

are owned by or licensed to Colorado Fire House Buyer and are protected by applicable intellectual-property laws.

You may use Website content for your personal interaction with our services.

You may not reproduce, publish, sell, distribute, modify, commercially exploit, or create derivative works from Website content without appropriate authorization except where permitted by law.

32. Third-Party Names, Media References, and Logos

The Website may display or reference:

Media organizations;
Publications;
Real estate websites;
Online platforms;
Brands;
Companies;
Trademarks; or
Logos.

Unless expressly stated otherwise, references to a third party do not necessarily indicate sponsorship, endorsement, approval, or affiliation.

All third-party trademarks remain the property of their respective owners.

33. Third-Party Websites and Services

The Website may link to or integrate services operated by third parties.

We do not control and are not responsible for third-party:

Content;
Availability;
Privacy practices;
Security;
Representations;
Services;
Products; or
Conduct.

Your interaction with a third party is governed by that party’s own terms and policies.

34. Website Availability

We may modify, restrict, suspend, or discontinue any portion of the Website at any time.

We do not guarantee uninterrupted, secure, error-free, or continuously available Website access.

35. No Guarantee of Transaction

We do not guarantee:

That every property will receive an offer;
That an offer will equal fair market value;
That an offer will meet your expectations;
That any particular valuation method will be used;
That a preliminary offer will remain available;
That an independent buyer will proceed;
That a property will sell;
That a transaction will close;
That closing will occur within an advertised timeframe; or
That you will achieve a particular financial outcome.

36. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF:

MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
TITLE; AND
NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE WEBSITE WILL ALWAYS BE ACCURATE, COMPLETE, AVAILABLE, SECURE, OR ERROR-FREE.

Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

37. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, COLORADO FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM OR RELATING TO YOUR USE OF THE WEBSITE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM YOUR USE OF THE WEBSITE WILL NOT EXCEED $500.

This limitation does not apply to liability that applicable law does not permit to be limited.

Rights and liabilities arising under a separately executed real estate agreement will be governed by that agreement and are not subject to this Website-only liability cap unless the transaction agreement expressly provides otherwise.

38. Independent Third-Party Buyers

To the maximum extent permitted by applicable law, we are not responsible for the independent:

Conduct;
Statements;
Pricing decisions;
Offers;
Contracts;
Due diligence;
Privacy practices;
Financial ability;
Performance; or
Failure to perform

of an unaffiliated third-party buyer to whom a property opportunity is referred.

Nothing in this section excludes liability that cannot legally be excluded.

39. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Colorado Fire House Buyer and its affiliates, owners, officers, employees, agents, and service providers from claims, liabilities, losses, damages, and reasonable expenses arising from:

Your unlawful use of the Website;
Your material breach of these Terms;
Fraudulent information you knowingly submit;
Property information you knowingly submit without authorization; or
Your violation of another person’s rights.

40. Governing Law

These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law principles, except where applicable law requires otherwise.

41. Venue and Disputes

Subject to applicable jurisdiction, venue, and consumer-protection requirements, legal proceedings arising solely from the Website or these Terms may be brought in a court of competent jurisdiction located in Denver County, Colorado.

These Website Terms do not impose mandatory arbitration.

A separately executed purchase agreement or other transaction-specific contract may contain different dispute-resolution provisions.

Those provisions will govern disputes arising from that specific agreement.

42. Colorado Consumer Protection Rights

Nothing in these Terms is intended to waive rights that cannot legally be waived under the Colorado Consumer Protection Act, Colorado Foreclosure Protection Act, Colorado Privacy Act, or other applicable law.

Where these Terms conflict with a non-waivable legal right, applicable law controls.

43. Relationship to Purchase Agreements

These Terms govern Website use.

They do not replace:

Real estate purchase agreements;
Assignment agreements;
Option agreements;
Title documents;
Escrow instructions;
Closing documents; or
Other transaction-specific contracts.

If these Terms conflict with a signed agreement concerning a particular property transaction, the signed transaction agreement controls regarding that transaction.

44. Changes to These Terms

We may revise these Terms periodically.

Updated Terms become effective when posted or on another effective date identified in the revised Terms, subject to applicable law.

45. Severability

If a provision of these Terms is found invalid, unlawful, or unenforceable, it will be enforced to the greatest extent legally permitted or severed as appropriate.

The remaining provisions will remain effective.

46. No Waiver

Failure to enforce a provision does not waive our right to enforce that provision or another provision later.

47. Assignment

You may not assign these Terms without our prior written consent.

We may assign these Terms in connection with:

A merger;
Acquisition;
Financing;
Corporate restructuring;
Affiliate restructuring;
Sale of assets; or
Similar business transaction,

subject to applicable law.

48. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing your use of the Website.

They do not supersede separately executed real estate transaction documents.

49. Contact Us

Questions concerning these Terms may be directed to:

Colorado Fire House Buyer
1801 California Street
Denver, CO 80202
United States

Phone: 970-884-3218
Website: coloradofirehousebuyer.com

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